Australia Pension Rate Update – New Centrelink Payments From September 2025
Australia - Centrelink

Australia Pension Rate Update – New Centrelink Payments From September 2025

From 20 September 2025, Centrelink has applied its regular indexation.

This brings higher Age Pension, Disability Support Pension (DSP) and Carer Payment rates, plus updated income and asset limits, a lift to Rent Assistance, and new deeming rates used in the pension income test.

Below is the quick, accurate breakdown so you can see exactly what changes for you.

What’s Changing From September 2025

  • Age Pension/DSP/Carer Payment (Single): now $1,178.70 per fortnight, up $29.70.
  • Age Pension/DSP/Carer Payment (Couple each): now $888.50 per fortnight, up $22.40 (combined $1,777.00, up $44.80).
  • Pension income cut-offs (disqualifying limits): $2,575.40 pf (single) and $3,934.00 pf (couple combined).
  • Pension asset limits (homeowner/non-homeowner): single $714,500 / $972,500; couple combined $1,074,000 / $1,332,000.
  • Deeming rates: lower deeming rate 0.75% and upper 2.75% from 20 Sept 2025.
  • Rent Assistance maximums: single $215.40 pf; couple $203.00 pf (other categories also rose slightly).

Note: Centrelink updates many payments (including JobSeeker) every 20 March and 20 September, so increases flow from the first payday on or after 20 September 2025.

New Pension Rates At A Glance

Payment (from 20 Sept 2025)StatusOld Rate (to 19 Sept)New Rate (pf)Change (pf)
Age Pension / DSP / Carer PaymentSingle$1,149.00$1,178.70+$29.70
Age Pension / DSP / Carer PaymentCouple (each)$866.10$888.50+$22.40
Age Pension / DSP / Carer PaymentCouple (combined)$1,732.20$1,777.00+$44.80
Rent Assistance (max)Single$212.00$215.40+$3.40
Rent Assistance (max)Couple$199.80$203.00+$3.20
JobSeekerSingle, 22+ no children$781.10$793.60+$12.50
JobSeekerPartnered (each)$715.10$726.50+$11.40

Updated Income, Assets And Deeming Rules

  • Income test: Pension stops when assessable income reaches $2,575.40 pf (single) or $3,934.00 pf (couple combined). Smaller amounts may reduce your rate before it cuts off entirely. Deeming is used to assess income from financial assets.
  • Assets test: New limits from 20 Sept 2025 are $714,500 (single homeowner), $972,500 (single non-homeowner), $1,074,000 (couple homeowner, combined) and $1,332,000 (couple non-homeowner, combined). Above these, pension reduces or ceases.
  • Deeming rates: 0.75% (lower) and 2.75% (upper) now apply; Centrelink automatically updates your assessment—no action needed.

How And When The Increase Hits Your Bank

The new amounts apply from 20 September 2025 and will show on your next scheduled payday after that date, depending on your personal Centrelink payment cycle.

If you get Rent Assistance, the higher RA maximums are built into your pension once your rent and eligibility are recorded.

What To Do If Your Rate Looks Wrong

  • Confirm your new amount in myGov/Centrelink.
  • Update any changes to income, assets or rent to keep your record current.
  • If you hold financial assets, remember higher deeming rates may affect your outcome.
  • For help, contact Services Australia or speak with a financial counsellor.

From September 2025, Age Pension, DSP and Carer Payment recipients see a modest but real boost, with Rent Assistance, income/asset thresholds, and deeming rates all updated.

Checking your myGov account and ensuring your income, assets and rent details are current will help you receive the correct Centrelink payment going forward.

FAQs

What is the new maximum Age Pension rate from 20 September 2025?

The maximum single rate is $1,178.70 pf; the couple rate is $888.50 each pf ($1,777.00 combined).

Did Rent Assistance also increase in September 2025?

Yes. The maximum is now $215.40 pf for singles and $203.00 pf for couples (other categories also rose slightly).

Will higher deeming rates reduce my pension?

They can, if your assessable income (including deemed income from financial assets) rises enough under the income test.
New deeming rates are 0.75% (lower) and 2.75% (upper).

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