The Social Security System (SSS) has approved a multi-year pension increase starting September 2025.
Under the Pension Reform Program, retirement and disability pensioners will get a 10% increase every September from 2025–2027, while death/survivor pensioners will receive 5% each year over the same period.
After three tranches, that’s roughly 33% total for retirement/disability and 16% for survivors.
Who Is Eligible In September 2025
For the first tranche in September 2025, the increase applies to pensioners as of 31 August 2025.
If you qualified as a pensioner by that date, your September 2025 payout will reflect the higher amount automatically—no separate application is needed.
How Much You’ll Receive
- Retirement/Disability: +10% on your current monthly pension starting September 2025.
- Survivor (Death) Pension: +5% starting September 2025.
These same percentage increases apply again in September 2026 and September 2027.
At A Glance: Sample September 2025 Payouts
| Current Monthly Pension (₱) | New Sept 2025 Amount – Retirement/Disability (₱) | New Sept 2025 Amount – Survivor (₱) |
|---|---|---|
| 3,000 | 3,300 | 3,150 |
| 4,000 | 4,400 | 4,200 |
| 5,000 | 5,500 | 5,250 |
| 8,000 | 8,800 | 8,400 |
| Average 4,923* | 5,415 (after first 10%) | 5,169 (after first 5%) |
*The average retirement pension cited by government data is around ₱4,923 before the reform; after all three tranches, it’s projected to reach about ₱6,548—a 33% rise by 2027.
When Will You See The Increase
SSS has rolled out the first tranche with the September 2025 payout cycle.
Expect the increase to reflect in your direct deposit or bank credit in line with your usual payment schedule for that month.
How Many Will Benefit And Is The Fund Safe
About 3.8 million pensioners are set to benefit (≈2.6M retirement/disability; 1.2M survivor).
SSS says the reform will not require a contribution rate hike and remains actuarially sound.
A modest fund life reduction (from 2053 to 2049) is expected but targeted to be restored via better collections and coverage expansion.
The added purchasing power could inject around ₱92.8 billion into the economy through 2027.
What About Future Years (2026–2027)
You’ll get the same percentage bump each September through 2027, provided you are a pensioner as of August 31 of the respective year.
That’s how the program reaches the ~33% total increase for retirement/disability and ~16% for survivors over three years.
How To Check Your New Amount
Log in to My.SSS, check your pension credit notice from your bank, or call the SSS hotline if your September credit doesn’t reflect the new rate. The increase is automatic if you’re eligible.
The SSS pension increase beginning September 2025 delivers immediate relief and a clear three-year path to higher monthly payouts.
With 10% annual boosts for retirement/disability and 5% for survivors, plus automatic application to eligible pensioners, the program meaningfully protects purchasing power without raising contribution rates.
Keep an eye on your September credit, then plan your monthly budget knowing two more annual increases are scheduled through 2027.
FAQs
Do I need to apply to get the higher amount?
Will my SSS contributions go up because of this increase?
I started receiving my pension after September 1, 2025—when do I qualify?
You’ll be covered by the next tranche if you’re a pensioner as of August 31, 2026, with the increase applied in September 2026 (and again in September 2027, subject to the same cutoff).
