Singapore’s $3,267 Worker Benefit 2025 – Who Qualifies And How To Apply
Singapore

Singapore’s $3,267 Worker Benefit 2025 – Who Qualifies And How To Apply

Singapore’s $3,267 Worker Benefit refers to the maximum annual Workfare Income Supplement (WIS) payout for self-employed persons (SEPs) and platform workers aged 60 and above from Work Year 2025.

WIS is a national support scheme that tops up income and CPF savings for lower-wage workers, with different payout scales for employees vs. SEPs/platform workers.

From 2025, platform workers start receiving WIS monthly instead of annually.

Note: Employees have a separate, higher scale (up to $4,900 a year from 2025), while the $3,267 figure applies to SEPs/platform workers meeting SEP criteria.

Who Qualifies In 2025?

You may qualify for WIS in 2025 if you meet the following core rules:

  • Citizenship & Age: Singapore Citizen, ≥30 years old (no minimum age for persons with disabilities).
  • Income: Earn $500 to $3,000 (new cap) a month. Employees are assessed both per month and on 12-month average; SEPs are assessed on Net Trade Income (NTI).
  • Property & Household: Annual Value up to $21,000, own not more than one property; if married, spouse’s assessable income ≤ $70,000 and couple own not more than one property.
  • For SEPs: Must declare NTI and make MediSave contributions to unlock WIS.

2025 Payout Amounts At A Glance

Focus: Self-Employed / Platform Workers (from Work Year 2025)

Age BandMax Annual WIS (SEPs/Platform)
30–34$1,633
35–44$2,333
45–59$2,800
60 & above$3,267

For SEPs, the $3,267 is the top tier in 2025. Platform workers receive WIS monthly from 2025.

For comparison, employees can receive up to $4,900 a year (age-tiered) from 2025, and the income cap rises to $3,000.

How To Apply Or Get Paid

Employees

No separate application is needed. Your WIS is computed from CPF contributions made by your employer; payments are credited monthly (40% cash to your bank, 60% to CPF).

Self-Employed / Platform Workers

  • Declare Income: File your Net Trade Income with IRAS (via myTax Portal) for the work year.
  • Pay MediSave: After receiving your Notice of Computation, make the required MediSave contributions. This is mandatory for WIS eligibility.
  • Receive WIS: After declaration and MediSave payment, WIS is credited (SEPs typically after the steps above; platform workers receive monthly payouts from 2025 in line with CPF deductions).

Key 2025 Updates You Should Know

  • Higher Income Cap: WIS income ceiling increases to $3,000/month to keep pace with wages.
  • Enhanced Payouts: Employee maximum rises to $4,900/year (age-tiered). SEP/platform scale tops out at $3,267 for seniors.
  • Monthly Payouts For Platform Workers: From 2025, operators deduct and submit CPF monthly, enabling monthly WIS.

The $3,267 Worker Benefit is a real 2025 enhancement under Workfare for self-employed and platform workers, aimed at boosting take-home support and long-term CPF savings.

If you’re a lower-wage worker, check that you meet the income, age, and property criteria, then declare income and settle MediSave promptly to receive your payouts.

Platform workers benefit from monthly crediting in 2025, while employees enjoy higher maximums and a raised $3,000 income cap—together ensuring Workfare remains a strong safety net for those who need it most.

FAQs

Is the $3,267 benefit for all workers?

No. The $3,267 maximum applies to self-employed/platform workers aged 60+ under WIS in 2025. Employees have a separate scale up to $4,900.

Do I need to apply if I’m employed by a company?

Generally, no. Your WIS is auto-computed from CPF contributions, with monthly payouts to cash/CPF.

I’m self-employed. What unlocks my payment?

You must declare Net Trade Income and pay the required MediSave; once done, your WIS is credited (platform workers receive monthly from 2025).

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