Many Singaporeans keep hearing about a “$700 Cost-of-Living payment” in 2025. In practice, 2025 support isn’t a single $700 cheque.
It’s a bundle of measures—GST Voucher (Cash), doubled U-Save rebates, CDC Vouchers, and the AP Seniors’ Bonus—that together ease bills, groceries, and everyday expenses.
For many households, the combined value exceeds $700 in 2025 alone.
Officially, the Assurance Package (AP) also guarantees $700–$2,250 cash over 2022–2026, depending on income and property, which is where the “$700” headline often comes from.
Key 2025 Payouts At A Glance
- GSTV – Cash (2025): $850 (AV ≤ $21,000) or $450 (AV $21,001–$31,000) for citizens aged 21+, Assessable Income ≤ $39,000, and not owning >1 property; paid from August 2025.
- GSTV – U-Save (FY2025): Doubled to as much as $760 across four quarters (Apr, Jul, Oct 2025; Jan 2026), depending on HDB flat type.
- CDC Vouchers: $800 per household—$500 issued May 2025 and $300 in Jan 2026—split between hawkers/merchants and supermarkets.
- AP Seniors’ Bonus: $200–$300 in Feb 2025 for lower-income citizens aged 55+ meeting income and Annual Value (AV) criteria.
- AP Cash (5-year total): $700–$2,250 (Dec disbursements 2022–2026) based on income and property ownership.
Who Is Eligible In 2025?
- GSTV – Cash: Singapore Citizens, 21+ in 2025, Assessable Income ≤ $39,000 (YA2024), home AV ≤ $31,000 (as at 31 Dec 2024), and owning 0–1 property. Amount is $850 if AV ≤ $21,000; $450 if AV is $21,001–$31,000.
- U-Save & S&CC Rebates: HDB households with the required citizen owner/occupier/tenant status and no one owning >1 property. Rebates are credited to utilities accounts quarterly.
- CDC Vouchers: Every Singaporean household receives the vouchers automatically in the stated months.
- AP Seniors’ Bonus: Citizens 55+ in 2025 with Assessable Income ≤ $34,000 and AV thresholds (up to $31,000 for 2025), and not owning >1 property.
How And When You’ll Be Paid
GSTV – Cash is paid from August 2025 (check eligibility on govpayouts). U-Save posts automatically to your SP Services account in Apr/Jul/Oct 2025 and Jan 2026.
CDC Vouchers are released May 2025 and Jan 2026 via the official CDC portal.
For AP payments, the preferred channel is PayNow-NRIC (or bank credit/GovCash if needed).
Linking NRIC to PayNow helps you get credited faster.
How The 2025 Package Supports Families
- Cash on hand (GSTV – Cash) helps with daily budgets and essential buys.
- Lower utilities bills via doubled U-Save (up to $760), especially helpful for larger families with higher consumption.
- Groceries & meals offset through $800 CDC Vouchers, split between hawker/merchant stalls and supermarkets.
- Extra help for seniors in multi-generational households via the AP Seniors’ Bonus.
Quick 2025 Reference
| Component | Key Eligibility | 2025 Amount | Payout Window | What It Covers |
|---|---|---|---|---|
| GSTV – Cash | Citizen, 21+, AI ≤ $39k, AV ≤ $31k, ≤1 property | $850 (AV ≤ $21k) / $450 (AV $21,001–$31k) | From Aug 2025 | Everyday expenses (cash) |
| GSTV – U-Save (incl. COL & AP) | Eligible HDB households | Up to $760 (by flat type) | Apr/Jul/Oct 2025 & Jan 2026 | Utilities bills via SP Services |
| CDC Vouchers | All Singaporean households | $800 total | $500 in May 2025; $300 in Jan 2026 | Hawkers/merchants & supermarkets |
| AP Seniors’ Bonus | Citizens 55+, income & AV thresholds, ≤1 property | $200–$300 | Feb 2025 | Extra cash support for seniors |
The headline “$700 Cost-of-Living payment” in 2025 is best understood as a suite of real, automatic benefits that—taken together—deliver meaningful relief to households.
With GSTV – Cash for day-to-day needs, doubled U-Save to tame utilities, $800 in CDC Vouchers for groceries and meals, and the AP Seniors’ Bonus for older family members, Singapore’s 2025 package is designed to ease inflation pressures and keep families’ essentials covered without extra paperwork.
Check your status and ensure your PayNow-NRIC and bank details are up-to-date so you receive everything you qualify for promptly.
