The Singapore Silver Support Scheme (SSS) is a long-term safety net that tops up the retirement income of seniors with low lifetime wages.
In 2025, payouts were raised to give more help to seniors who need it most, with money paid every quarter directly to your bank account.
Below, you’ll find who qualifies, how much you can get, when payments arrive, and how to make sure you receive the money on time.
Who Qualifies In 2025
To be eligible, you must meet all of the following:
- Age & Citizenship: Singapore Citizen, 65 years or above.
- Low lifetime wages: Your total CPF contributions by age 55 are not more than S$140,000. If you were self-employed/platform worker, your average annual net trade income between ages 45–54 should be ≤ S$27,600.
- Housing type/ownership: You live in a 1- to 5-room HDB flat. You and your spouse must not own a 5-room or larger HDB flat, private property, or multiple properties (you may live in—but not own—a 5-room flat).
- Household income: Monthly household income per person ≤ S$2,300.
Good to know: No application is needed. If you qualify, you are auto-enrolled and will receive a notification letter in December each year.
How Much You’ll Receive (Quarterly)
Your quarterly cash payout depends on your HDB flat type and household income per person:
| HDB flat type | Income ≤ S$1,500 | S$1,501–S$2,300 |
|---|---|---|
| 1- & 2-room | S$1,080 | S$540 |
| 3-room | S$860 | S$430 |
| 4-room | S$650 | S$325 |
| 5-room (not owned) | S$430 | S$215 |
Special case: Seniors on ComCare Long-Term Assistance (LTA) who are 65+ receive S$430 per quarter, regardless of flat type or income.
Payment Schedule 2025
Silver Support is paid every quarter, credited at the end of the previous quarter for the upcoming period:
- Jan–Mar: 31 Dec (previous year)
- Apr–Jun: 31 Mar
- Jul–Sep: 30 Jun
- Oct–Dec: 30 Sep
This means you get the money before the quarter starts, helping you plan for bills, healthcare, and daily needs.
How To Receive Your Money
- Default method: PayNow-NRIC linked bank account (fastest).
- Otherwise: Bank crediting to your account registered with the Government for payouts (e.g., GST Voucher, Workfare).
- No bank account? You can collect via GovCash.
How To Check Your Eligibility
You can log in with Singpass to check your eligibility and payout details online.
If you qualify, a December letter confirms your next-year payouts, and money is credited automatically each quarter.
The Silver Support Scheme 2025 gives targeted quarterly cash to seniors with lower lifetime CPF savings, helping them cope with living costs.
If you’re 65+, a Singapore Citizen, live in an eligible HDB flat, have household income per person ≤ S$2,300, and meet the CPF/NTI criteria, you can receive S$215 to S$1,080 per quarter—or S$430 if you’re on ComCare LTA.
With automatic enrollment and a clear payment schedule, the scheme makes support simple and timely.
