Millions of Filipinos are about to receive good news. The Social Security System (SSS) has approved a major reform called the Pension Reform Program (PRP). Starting September 2025, pensions will rise by 33%.
This increase will run for three years—2025, 2026, and 2027—making it the first time in Philippine history that pensioners will get a steady yearly increase without paying higher contributions.
The change will directly benefit 3.8 million people, including retirees, disabled individuals, and survivors of deceased members. With inflation driving up the cost of living, this increase is a big step toward providing financial stability for the country’s elderly and vulnerable groups.
What is the Social Security System Retirement Pension?
The Social Security System retirement pension is a monthly cash benefit given to members who can no longer work due to old age. To qualify for this benefit, a member must:
- Be at least 60 years old and retired from employment.
- Have paid at least 120 monthly contributions.
- Apply through the My.SSS online portal on the official website.
Members may also choose to receive an advance lump sum payment equal to 18 months of their pension. This option is available upon application.
Key Details of the 2025 Pension Reform
Here’s a quick summary of what the Pension Reform Program offers:
| Item | Details |
|---|---|
| Start Date | September 2025 |
| Program Name | Pension Reform Program (PRP) |
| Benefits Covered | Retirement, Disability, Survivors |
| Duration | 2025 – 2027 |
| Retirement Pension Increase | 33% total (10% each year) |
| Disability Pension Increase | 33% total (10% each year) |
| Survivors Pension Increase | 16% total (5% each year) |
| Total Beneficiaries | 3.8 million Filipinos |
Breakdown of the Pension Increase
- Retirement Pension: 10% increase each year. By 2027, the total increase will reach 33%.
- Disability Pension: 10% increase each year, also reaching 33% by 2027.
- Survivors Pension: 5% increase each year, totaling 16% by 2027.
This means that all three groups—retirement, disability, and survivor pensioners—will enjoy bigger monthly benefits without having to pay higher contributions.
Why This Increase is Important
This is the first time in the history of the Philippines that pensions will rise continuously for three years. With food, healthcare, and other essentials becoming more expensive, the 33% increase provides much-needed relief.
For pensioners, this reform means more stability, better access to daily needs, and a sense of security during their retirement years. For families who depend on disability or survivor pensions, it offers extra support to manage household expenses.
Eligibility for the Pension Increase
The pension increase covers the following groups:
- Retired workers aged 60 and above.
- Disabled individuals already receiving disability pensions.
- Survivors of deceased members who currently get survivor benefits.
As long as you are in one of these categories, the increase will apply automatically.
The 33% increase in Social Security System Philippines pensions is a historic move that will benefit 3.8 million people. For retirees, it means better living standards during old age.
For disabled members, it ensures stronger support without extra contributions. For survivors, it offers financial help at a time when they need it most.
By 2027, retirement and disability pensions will have risen by one-third, while survivor pensions will increase by 16%.
This program gives hope, security, and dignity to pensioners across the Philippines.increase by 16%. This program gives hope, security, and dignity to pensioners across the Philippines.
FAQs
When does the pension increase start?
The increase begins in September 2025 and continues until 2027.
Who will benefit from the increase?
Around 3.8 million Filipinos, including retirees, disabled pensioners, and survivors.
How much is the total increase?
By 2027, retirement and disability pensions will rise 33%, while survivor pensions will rise 16%.
