The Social Security System (SSS) has announced a landmark update that will benefit millions of Filipino pensioners starting September 2025. Under this policy, retirement and disability pensioners will receive a 10% increase, while death survivor pensioners will receive a 5% increase.
The hike will apply for three years, from September 2025 to September 2027, and is being managed by the Department of Social Welfare and Development (DSWD).
This increase represents the first major pension adjustment in years and aims to provide better financial stability for retirees and disabled individuals facing rising living costs.
Why the Increase Was Introduced
The Philippines continues to experience higher inflation, healthcare expenses, and daily living costs, which hit pensioners the hardest. The 10% hike ensures that retirees and disabled pensioners get the added support they need to cope with these challenges.
For survivor families, the 5% increase provides much-needed relief, helping cover household costs after losing a breadwinner.
Program Overview
| Module | Aspect |
|---|---|
| Program Name | SSS Retirement and Disability Pension Increase 2025 |
| Authority | Department of Social Welfare and Development (DSWD) |
| Duration | September 2025 – September 2027 |
| Increase Type | 10% (retirement & disability), 5% (death survivors) |
| Payment Mode | Direct bank deposit |
| Country | Philippines |
Who Qualifies for the 10% Increase?
To benefit from the updated pension rates, applicants must meet the following conditions:
- Must be a registered SSS pensioner.
- Must be a resident of the Philippines or have lived in the country for at least 10 years.
- Must be 60 years old or above at the time of claiming.
- For new pensioners, applications must be submitted by 31st August 2025.
- Disability pensioners must submit valid disability certificates.
- Survivor pensioners qualify for a 5% increase.
How Much Will Pensioners Receive?
Here’s a table showing how the 10% increase affects different pension categories:
| Type of Pension | Amount in 2025 | Amount in 2026 | Amount in 2027 | Total Increase (2025–2027) |
|---|---|---|---|---|
| Minimum Retirement | ₱2,420 | ₱2,662 | ₱2,928.20 | ₱782.20 |
| Minimum Disability | ₱2,200 | ₱2,420 | ₱2,662 | ₱662.00 |
| Average Retirement | ₱5,632.22 | ₱6,195.44 | ₱6,814.99 | ₱1,604.79 |
| Average Disability | ₱5,460.67 | ₱6,006.08 | ₱6,606.68 | ₱1,642.98 |
| Maximum Retirement | ₱24,350.98 | ₱26,786.07 | ₱29,464.68 | ₱7,327.43 |
| Maximum Disability | ₱19,863.90 | ₱21,850.18 | ₱24,035.20 | ₱5,977.20 |
This ensures pensioners enjoy gradual increases over three years.
Application Process
Existing pensioners will automatically receive the increase, but new applicants must ensure their details are updated.
- Visit the My.SSS portal.
- Go to e-Services and open the pension application form.
- Provide details such as name, age, residence, and bank account information.
- Upload required documents including ID, residence proof, disability certificate (if applicable), and tax slip.
- Submit the form online or through a Service SSS branch.
Required Documents
- Valid residence proof.
- Government-issued ID.
- Disability certificate (for disability pensioners).
- Latest income proof or tax return slip.
- Bank account details for monthly payments.
Payment Timeline
- The increase starts in September 2025.
- Updated payments will continue until September 2027.
- Payments are monthly and directly deposited into the registered bank account.
Benefits of the 10% Increase
- Helps retirees cope with rising daily expenses.
- Provides disabled pensioners more funds for medical and living costs.
- Supports survivor families after the loss of an income provider.
- Builds a stronger social safety net for Filipinos.
The 10% increase in retirement and disability pensions from September 2025 is a landmark move that will improve the lives of Filipino pensioners. For the first time, retirees and disabled individuals will see a structured three-year pension boost, while survivors will also benefit from a 5% increase.
This initiative ensures that pensioners have greater financial stability, dignity, and independence in the face of rising costs. With automatic deposits and clear eligibility requirements, the SSS increase is a strong step toward better social protection for millions of Filipinos.
FAQs
Who qualifies for the 10% pension increase in 2025?
All SSS retirement and disability pensioners aged 60 or above qualify. Survivor pensioners receive a 5% increase.
How long will this increase last?
The program will run for three years, from September 2025 to September 2027.
How will the increased pensions be paid?
Payments will be credited monthly into pensioners’ registered bank accounts.
